Just because floods are not common in Brooklyn or Bushwick, doesn’t mean that you’ll never experience one. Even if you’re on higher ground, flood damage is still possible. Floods don’t just happen in areas with high rainfall or hurricanes—it can happen anywhere and it can happen to you.
Though it may not seem important during dry periods, it is a necessity for any home. It is even more important to have if your home is in a flood zone. A lot of coastal properties are at high risk for floods because they are located in a flood zone. Don’t wait for a flood to happen before you get flood insurance! Let us make sure that you and your family are prepared.
Top Reasons To Have Flood Insurance
Many times people will ask why they need to have flood insurance for their homes in Prospect Park. There are actually several reasons why you will want to include flood insurance in your home’s protection plan. Perhaps the biggest reason for flood insurance is that floods are the #1 natural hazard in the country. Flooding happens in all 50 states, so it’s really a matter of when, not if, a flood in your area will happen.
Flood plains change over time, and moderate to low-risk flood areas make up approximately 20% of insurance claims. Don’t think that just because you are in a low-risk area that you will never have a flood incident. Surprisingly, you are more likely to experience a flood than a fire with your home over a 30-year period of time (a typical mortgage period). You might also think that it takes a LOT of water to cause damage, but in truth, as little as 1 inch of water can cause significant damage. There are many more reasons for flood insurance for your home in Dumbo, but these are the top reasons, and most people are shocked to learn these facts.
Affordable Flood Insurance Plans
Think flood insurance is expensive? Try replacing your home and all of your belongings without it. In truth, flood insurance isn’t terribly expensive itself, and this goes for Williamsburg and areas around there. Find out just how affordable your flood insurance policy can be, call JNR Insurance to learn more, and get protected.