Welcome to the website of JNR Insurance Agency Inc. These Terms and Conditions govern your use of our website and services. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.
1. Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions, as well as any applicable laws and regulations.
2. Use of Website
You may use this website for lawful purposes only. You agree not to engage in any activity that may:
- Violate any applicable laws or regulations.
- Infringe upon the intellectual property rights or privacy rights of others.
- Interfere with or disrupt the website’s functionality, security, or availability.
- Submit false, misleading, or fraudulent information.
3. Insurance Information and No Guarantee of Coverage
The information provided on this website is for general informational purposes only and should not be considered legal, financial, or insurance advice. Submitting a form, requesting a quote, or contacting JNR Insurance Agency Inc. does not guarantee coverage, bind insurance, or create an insurance policy.
Insurance coverage is subject to underwriting approval, carrier guidelines, policy terms, conditions, exclusions, and payment of any required premiums. Coverage is not effective unless and until confirmed in writing by JNR Insurance Agency Inc. or the applicable insurance carrier.
4. Intellectual Property
All content on this website, including text, graphics, logos, images, design elements, and other materials, is the property of JNR Insurance Agency Inc. or its content providers and is protected by applicable copyright, trademark, and intellectual property laws. Unauthorized use of website content is strictly prohibited.
5. User Accounts
If any portion of this website allows you to create an account or submit information, you are responsible for maintaining the confidentiality and security of your login credentials and for any activity that occurs under your account. You agree to notify us promptly of any unauthorized use or suspected security issue.
6. SMS/Text Messaging Terms
By opting in to receive SMS text messages from JNR Insurance Agency Inc., you consent to receive text messages related to insurance inquiries, appointments, service updates, customer care, and, where applicable, marketing or promotional messages.
Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP or contact us directly. Consent to receive SMS messages is not a condition of purchase.
No mobile information will be obtained from and/or shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
7. Disclaimers and Limitation of Liability
This website and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. JNR Insurance Agency Inc. does not warrant that the website will be uninterrupted, error-free, secure, or free of harmful components.
To the fullest extent permitted by law, JNR Insurance Agency Inc. shall not be liable for any damages arising from your use of, or inability to use, this website or any information provided through it.
8. Third-Party Links
This website may contain links to third-party websites. These links are provided for convenience only. JNR Insurance Agency Inc. does not endorse and is not responsible for the content, privacy practices, security, or services of any third-party website.
9. Termination
We reserve the right to suspend or terminate access to this website at our discretion, without notice, if we believe a user has violated these Terms and Conditions or engaged in unlawful or harmful activity.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.
11. Changes to Terms
We may update these Terms and Conditions at any time. Continued use of this website after changes are posted constitutes acceptance of the revised Terms and Conditions.
12. Contact Us
If you have any questions about these Terms and Conditions, please contact us:
JNR Insurance Agency Inc.
62 Rutledge St #224
Brooklyn, NY 11249
Phone: 718-640-1642
Fax: 718-640-1643
Email: Contact Us
Second Location:
150 Bidwell Ave.
Jersey City, NJ 07305